Vivian Hendrikse Financial Technology, known as ‘FinTech’, is the term used to describe financial services by the means of software and modern technology. Even though the term FinTech has raised global awareness only in recent years, FinTech initiatives arose many years before it had been created. One of the first financial technologies, for example, […]
Financial Technology in Spain: a brief overview Read More »
Vivian Hendrikse Sustainable investing is an investment that considers environmental, social and corporate governance (ESG) criteria in order to generate long-term competitive financial returns and a positive societal impact (definition: US SRI). Though its importance has been recognized only recently, data shows that sustainable investing is applied more and more in the global world of
Sustainable Investing Read More »
Farmaindustria, the Spanish association of pharmaceutical industries, has recently published an analysis showing that the Spanish public pharmaceutical expenditure has decreased without sacrificing innovation. The latest data shows that, although the public healthcare sector is not spending as much on pharmaceuticals as in 2010, innovative medicines still reach the patients. Pharmaceutical expenditure represented a 1.43%
Overview of the pharmaceutical expenditure in the public sector Read More »
In a previous post titled How to bring a foreign company to Spain, Dos Aguas Team discussed the three most common ways to start a company in Spain: a Representative Office, Subsidiary or a Branch Company. Being these three the famous and regular ones, in this blog, we would also like to introduce another formula
Joint Ventures in Spain: a viable alternative? Read More »
Eduardo Fort Since the signing of the economic and military agreements with the United States, in 1953, that marked the beginning of the end of the isolation of Spain in the international scenario and, even more so, with the Spanish incorporation to the European Economic Community, in 1986, foreign investment in Spain grew to
Foreign investment in Spain Read More »
Introduction The 2008 crisis finds some similarities with the Great Depression. In both cases, there were sharp and unexpected economic collapses, they both started in the United States, and both rapidly spread to the rest of the world. Today, the financial system is more complex and the economic ideas are not only sustained on a
Global Financial Crisis in 2008 and the Return of Keynes Read More »
Digital solutions are slowly becoming more relevant in our life. We now rely on applications for tasks such as performing the income statement or even birth control. Citizens are also slowly becoming more conscious about their health status and monitor their health and fitness using wearables and applications. With an eager market for digital solutions
Digital health in Spain, an open opportunity Read More »
Photo: Michael Gaida (precondo.ca) This post describes the basic aspects of the main formulas for crafting a company in Spain, as well as the essential procedures that the foreign investor must comply within each of its modalities. Establishing a company in Spain is simple. The types of companies are in line with those existing in the
How to bring a foreign company to Spain Read More »
Eduardo Fort Last 31th of May and after an intense parliamentary session, the Argentine Senate approved the legislation that limits the tariffs for communal services (gas, water, electricity), which suffered a runaway rise since the last devaluation of the Argentine peso. President Mauricio Macri, as he had anticipated (and, in fact, signed previously) vetoed the
Argentina, the eternal Phoenix Read More »
Since Donald Trump became president of the United States on November 9, 2016, great uncertainty was created in international markets and especially in the World Trade Organization (hereinafter, WTO). Before being elected, the president had already indicated his intention to leave the WTO due to his disagreement with the agreements and treaties that are part
Trade Wars: Winter is coming Read More »